Payments & Fraud Analyst

🏢 Discord · 📍 San Francisco Bay Area 💰 $144,000 - $162,000 / yr
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Position Summary & Responsibilities

Discord has a highly engaged community of millions of daily active users who use the platform for many different reasons, but there’s one thing that nearly everyone does: play video games. Discord plays a uniquely important role in the future of gaming, and we are focused on making it easier and more fun for people to hang out before, during, and after playing games.

Discord's Payments, Fraud & Risk team enables revenue growth and protects Discord's financial health by managing payments optimization and fraud risk as a strategic function. We operate across three core areas: identifying and mitigating large-scale fraud to enable clean revenue, optimizing the cost of payments through chargeback strategy and card network fee mitigation, and partnering with Product, Revenue, and Engineering early to surface and address fraud risk — so Discord can launch with confidence and maximize revenue outcomes.

As Discord matures, this team serves as the connective tissue between Payments Strategy, Engineering, Legal, Product, and Revenue — embedding fraud and financial risk expertise into everything Discord does, with a bias toward enabling growth.

As a Payments & Fraud Analyst on Discord's Payments, Fraud & Risk team, you will own one or more of the team's core functions end-to-end — leading cross-functional programs, shaping fraud and payments strategy, and driving the fraud risk decisions that let Discord launch products with confidence and maximize clean revenue.

What You'll Be Doing

  • Own high-scale fraud detection and mitigation, payments operations, and risk assessment within your assigned area end-to-end — from strategy through execution and post-launch measurement
  • Lead high complexity fraud investigations, perform root cause analyses, and translate findings into concrete proposals for rule improvements and cross-functional action
  • Write SQL queries to analyze fraud and payments data, and build reporting and monitoring dashboards and alerts (e.g., Mode, Datadog) that track performance and inform decision-making
  • Program manage cross-functional initiatives with Engineering, Legal, Payments Strategy, Product, Revenue, and other partners — setting milestones, managing dependencies, and driving delivery
  • Contribute to risk assessments for new product launches, identifying fraud exposure early
🎯 Candidate Preparation Guide For Discord Applicants

Key Role Competencies & Evaluation Highlights

Key Role Focus:

Interviewers strictly test user-centric community empathy, high-concurrency systems design, and cultural alignment with a gamer-first ethos.

📋 Preparation Priorities (Key Areas to Clarify):
  • 1. Viewing community moderation, safety, and trust & safety infrastructure as an afterthought
  • 2. Proposing bloated, corporate enterprise solutions that clash with Discord's lightweight vibe
  • 3. Poor understanding of real-time event-driven architecture and state synchronization
✨ Recommended Role Alignment Hook:

I build ultra-responsive real-time systems designed to keep millions of hyper-engaged communities seamlessly connected.

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