Backend Software Engineer - Evergreen Posting

🏢 Selffinancial · 📍 Austin, TX 💰 $145,000 - $145,000 / yr

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Position Summary & Responsibilities

Self Financial is a venture-backed, high-growth FinTech company with a mission to increase economic inclusion and financial resilience by empowering people to build credit and build savings.

We're looking for people who share our passion and are driven to tackle challenges, find solutions and make the financial space better for the communities we serve.

Our team is passionate about challenging the status quo of the credit industry by providing people accessible tools to take control of their credit. Executing on our mission requires deep collaboration across our teams to ensure our products reach the people who can benefit from them the most, particularly the 100 million+ Americans who have no or low credit.

Backend Software Engineer - Evergreen Posting

This posting is evergreen, meaning we're building a pipeline of strong candidates for anticipated openings on this team rather than filling a single, immediate role. We may reach out now or in the future as positions become available. Interviews will be conducted in-person out of our Austin, TX headquarters.

Please note: we are only able to consider candidates who are U.S. citizens or current green card holders, and we are not able to provide visa sponsorship of any kind at this time, including for current or future employment.

About the role

As a Backend Software Engineer and Self, you'll build and own the services and APIs that power Self Financial's mobile app and web experiences, working alongside a high-performing team of engineers. This role is designed for someone who can operate independently, make sound technical tradeoffs, and mentor engineers earlier in their careers. You'll contribute to backend services and APIs, strengthen the team's approach to distributed systems and scalability, and build high-quality software in a fast-paced, collaborative environment with frequent releases.

We care deeply about creativity, quality, learning, and delivering reliable, secure systems to a large customer base.

What you'll do

Design, build, and maintain backend services and APIs using Python, Flask, and FastAPI, with real ownership over your area of the system.
Design and implement REST endpoin

🎯 Candidate Preparation Guide For Selffinancial Applicants

Key Role Competencies & Evaluation Highlights

Key Role Focus:

Evaluating financial inclusion metrics, credit-building product acumen, and the ability to scale fintech solutions responsibly.

📋 Preparation Priorities (Key Areas to Clarify):

1. Predatory mindset or lack of ethical grounding regarding consumer financial products.
2. Disconnection between credit risk management and customer acquisition goals.
3. Ignorance of state and federal lending compliance frameworks.

✨ Recommended Role Alignment Hook:

I specialize in scaling fintech products that expand financial access for underserved consumers while maintaining rigorous credit risk controls.

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